For Applicable Large Employers (ALEs), ACA compliance is not simply completing the forms. It is having reliable information to work with when those forms are due.

Keeping track of employee hours, eligibility, coverage offers and changes can take a significant amount of time. All of this information needs to be reported accurately on Forms 1094-C and 1095-C.

Much of the employee information needed for Affordable Care Act reporting can fluctuate throughout the year.

• An employee’s hours may change.
• Someone who was not eligible for coverage may become eligible.
• An employee may leave the company, or new employees may join.

Keeping track of these changes can become difficult, especially when you are manually tracking or data is coming from multiple sources.

Passport Software’s comprehensive ACA software can help organize this information throughout the year as employee circumstances change. ALEs can maintain the information needed for reporting as they go.

We can help your company simplify and comply year-round. Our Full Service option is the easiest. Simply provide a spreadsheet with basic employee data, and we do the rest, including filing.

Affordability Changes for 2027

The affordability percentage will increase from 9.96% for plan years beginning in 2026 to 10.22% for plan years starting in 2027. The percentage is used to determine whether an employer’s offer of health coverage meets the affordability requirement.

Employers should review their contribution amounts and make sure they are applying the appropriate affordability safe harbor.

Forms 1094-C and 1095-C are a major part of reporting, but submitting them is not necessarily the end of the work.

ALEs may need to make corrections after filing. Employees may have questions about their forms. The IRS may send a notice that requires a response.

Passport Software helps with corrections and can answer any questions you may have regarding compliance. We also provide penalty response consultation services and have helped many companies avoid or drastically reduce penalties.

Reduce Manual Work

The right Affordable Care Act software solution can remove many of the repetitive tasks associated with tracking and reporting.

Our ACA software helps employers manage employee information used for reporting, including employee status, hours and eligibility. Keeping this information organized makes it easier to identify changes and prepare for filing.

It also helps streamline the reporting process, reducing the need to maintain complicated spreadsheets or piece together information from different sources.

Passport Software is also IRS-approved for optional proxy submission, giving employers the choice of having us submit their filings on their behalf.

Knowledgeable Support

Affordable Care Act questions and issues may come up, and our experienced specialists can provide assistance with:

• Understanding requirements
• Correcting prior filings
• Responding to IRS notices
• Navigating the filing process

One of our clients summed up their experience this way:

“We are thrilled with the decision we made to use Passport Software for our ACA compliance. We would be lost without them and appreciate the time, effort and support they have provided along the way.”

Affordable Care Act reporting may always require attention, but managing it year-round does not have to be time-consuming or stressful.

With Passport Software’s IRS-certified ACA software, ALEs can organize the information needed for reporting and reduce the amount of manual work involved. And, with ACA Full Service, we can take care of the process from employee data through filing.

To learn more about how our ACA software and services can ease the burden of compliance, call 800-969-7900. Or, contact us – we are here to help.